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🇩🇪 Germany Tax Calculator 2026

Calculate your take-home pay, income tax, and social security contributions in Germany.

Tax Breakdown for €55,000

Annual gross salary in Germany

51.4%
28.7%
20.0%
Take-Home Pay Income Tax Social Security
Gross Salary €55,000
Employee Social Security −€10,989
Income Tax −€15,762
Net Annual Pay €28,249

Take-Home Pay Breakdown

Monthly
€2,354
Bi-weekly
€1,087
Weekly
€543
Daily
€109
Hourly
€13.58
Effective Tax Rate
48.6%
of gross income goes to tax & SS
Cost to Employer
€65,989
incl. €10,989 employer SS
Total Tax Take
57.2%
of total employer cost
PPP-Adjusted Value
$40,676
equivalent US purchasing power

Germany Tax at Different Salary Levels

Gross Salary Income Tax Employee SS Net Income Effective Rate Monthly Net
€25,000 €4,419 €4,995 €15,586 37.7% €1,299
€50,000 €13,872 €9,990 €26,138 47.7% €2,178
€75,000 €24,083 €13,378 €37,539 50.0% €3,128
€100,000 €35,421 €14,383 €50,196 49.8% €4,183
€150,000 €59,046 €14,383 €76,571 49.0% €6,381
€200,000 €82,671 €14,383 €102,946 48.5% €8,579

Germany Tax Rate by Income

Total effective tax rate (income tax + employee social security) as a percentage of gross income.

Germany Income Tax Brackets 2026

Up to €10,347 0%
€10,347 – €14,926 0.0%
€14,926 – €58,596 42.0%
€58,596 – €277,825 45.0%

Social Security Contributions

Employee Contribution
20.0%
Employer Contribution
20.0%
Combined Rate
40.0%

About Income Tax in Germany (2026)

Germany uses the Euro (€) (EUR) as its currency and has a Purchasing Power Parity index of 0.69 relative to the US Dollar. With a top marginal tax rate of 45.0%, Germany maintains a moderate tax environment that balances public spending with economic competitiveness.

Workers in Germany benefit from a tax-free personal allowance of €10,347, meaning income below this threshold is not subject to income tax. The employee social security contribution rate is 20.0%, and the employer contribution rate is 20.0%, giving a combined rate of 40.0% that employers should factor into total employment costs.

How to use this Germany tax calculator

Enter your annual gross salary in EUR above and click "Calculate" to see your tax breakdown. The calculator shows your income tax, employee social security, and net take-home pay, broken down by month, bi-weekly, weekly, daily, and hourly. For international comparisons, use the country comparison tool to see how Germany stacks up.

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Disclaimer: This calculator provides approximations based on OECD data for 2026 for a single individual with no children, employed full-time as a tax resident. It does not account for additional deductions, surtaxes, tax credits, or lump-sum taxes. For precise calculations, consult a qualified tax professional in Germany.

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