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🇵🇱 Poland Tax Calculator 2026

Calculate your take-home pay, income tax, and social security contributions in Poland.

Tax Breakdown for zł120,000

Annual gross salary in Poland

75.6%
16.8%
Take-Home Pay Income Tax Social Security
Gross Salary zł120,000
Employee Social Security −zł9,132
Income Tax −zł20,131
Net Annual Pay zł90,737

Take-Home Pay Breakdown

Monthly
zł7,561
Bi-weekly
zł3,490
Weekly
zł1,745
Daily
zł349
Hourly
zł43.62
Effective Tax Rate
24.4%
of gross income goes to tax & SS
Cost to Employer
zł136,584
incl. zł16,584 employer SS
Total Tax Take
33.6%
of total employer cost
PPP-Adjusted Value
$50,767
equivalent US purchasing power

Poland Tax at Different Salary Levels

Gross Salary Income Tax Employee SS Net Income Effective Rate Monthly Net
zł25,000 zł821 zł1,903 zł22,276 10.9% zł1,856
zł50,000 zł5,903 zł3,805 zł40,292 19.4% zł3,358
zł75,000 zł10,984 zł5,708 zł58,308 22.3% zł4,859
zł100,000 zł16,066 zł7,610 zł76,324 23.7% zł6,360
zł150,000 zł27,787 zł11,415 zł110,798 26.1% zł9,233
zł200,000 zł42,939 zł14,067 zł142,994 28.5% zł11,916

Poland Tax Rate by Income

Total effective tax rate (income tax + employee social security) as a percentage of gross income.

Poland Income Tax Brackets 2026

Up to zł3,000 0%
Over zł120,000 22.0%
Band 2 32.0%

Social Security Contributions

Employee Contribution
9.0%
Employer Contribution
13.8%
Combined Rate
22.8%

About Income Tax in Poland (2026)

Poland uses the Polish Złoty (zł) (PLN) as its currency and has a Purchasing Power Parity index of 1.79 relative to the US Dollar. With a top marginal tax rate of 32.0%, Poland maintains a moderate tax environment that balances public spending with economic competitiveness.

Workers in Poland benefit from a tax-free personal allowance of zł3,000, meaning income below this threshold is not subject to income tax. The employee social security contribution rate is 9.0%, and the employer contribution rate is 13.8%, giving a combined rate of 22.8% that employers should factor into total employment costs.

How to use this Poland tax calculator

Enter your annual gross salary in PLN above and click "Calculate" to see your tax breakdown. The calculator shows your income tax, employee social security, and net take-home pay, broken down by month, bi-weekly, weekly, daily, and hourly. For international comparisons, use the country comparison tool to see how Poland stacks up.

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Disclaimer: This calculator provides approximations based on OECD data for 2026 for a single individual with no children, employed full-time as a tax resident. It does not account for additional deductions, surtaxes, tax credits, or lump-sum taxes. For precise calculations, consult a qualified tax professional in Poland.

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