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🇬🇧 United Kingdom Tax Calculator 2026

Calculate your take-home pay, income tax, and social security contributions in the United Kingdom.

£

Tax Breakdown for £45,000

Annual gross salary in United Kingdom

83.3%
13.8%
Take-Home Pay Income Tax Social Security
Gross Salary £45,000
Employee Social Security −£1,301
Income Tax −£6,226
Net Annual Pay £37,473

Take-Home Pay Breakdown

Monthly
£3,123
Bi-weekly
£1,441
Weekly
£721
Daily
£144
Hourly
£18.02
Effective Tax Rate
16.7%
of gross income goes to tax & SS
Cost to Employer
£51,432
incl. £6,432 employer SS
Total Tax Take
27.1%
of total employer cost
PPP-Adjusted Value
$57,540
equivalent US purchasing power

United Kingdom Tax at Different Salary Levels

Gross Salary Income Tax Employee SS Net Income Effective Rate Monthly Net
£25,000 £2,335 £753 £21,912 12.4% £1,826
£50,000 £7,198 £1,438 £41,364 17.3% £3,447
£75,000 £16,583 £2,123 £56,294 24.9% £4,691
£100,000 £26,309 £2,808 £70,883 29.1% £5,907
£150,000 £45,761 £4,178 £100,061 33.3% £8,338
£200,000 £66,807 £5,548 £127,645 36.2% £10,637

United Kingdom Tax Rate by Income

Total effective tax rate (income tax + employee social security) as a percentage of gross income.

United Kingdom Income Tax Brackets 2026

Up to £12,570 0%
£37,700 – £150,000 20.0%
Over £150,000 40.0%
Band 3 45.0%

Social Security Contributions

Employee Contribution
12.7%
Employer Contribution
14.5%
Combined Rate
27.3%

About Income Tax in United Kingdom (2026)

United Kingdom uses the British Pound (£) (GBP) as its currency and has a Purchasing Power Parity index of 0.65 relative to the US Dollar. With a top marginal tax rate of 45.0%, the United Kingdom maintains a moderate tax environment that balances public spending with economic competitiveness.

Workers in the United Kingdom benefit from a tax-free personal allowance of £12,570, meaning income below this threshold is not subject to income tax. The employee social security contribution rate is 12.7%, and the employer contribution rate is 14.5%, giving a combined rate of 27.3% that employers should factor into total employment costs.

How to use this United Kingdom tax calculator

Enter your annual gross salary in GBP above and click "Calculate" to see your tax breakdown. The calculator shows your income tax, employee social security, and net take-home pay, broken down by month, bi-weekly, weekly, daily, and hourly. For international comparisons, use the country comparison tool to see how United Kingdom stacks up.

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Disclaimer: This calculator provides approximations based on OECD data for 2026 for a single individual with no children, employed full-time as a tax resident. It does not account for additional deductions, surtaxes, tax credits, or lump-sum taxes. For precise calculations, consult a qualified tax professional in United Kingdom.

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