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FIRE Calculator

Calculate your path to Financial Independence, Retire Early

About FIRE

The FIRE movement typically uses the 4% rule: you need 25x your annual expenses invested to retire safely. This calculator helps you determine when you can achieve financial independence based on your savings rate and investment returns.

Personal Info

Current Finances

$
$
$
%

Auto-calculated from income & expenses

Investment Assumptions

%

Historical average: 7-10% for stocks

%

Historical average: 2-3% in developed markets

%

4% is the traditional FIRE rule

Advanced

Your FIRE Number

Amount needed to achieve financial independence

$0

Years to FIRE

0

FIRE Age

30

Monthly Target

$0

Progress to FIRE

0%

Savings Growth Projection

Tips to Reach FIRE Faster

  • Increase savings rate: Every 1% increase can shave months off your FIRE date
  • Reduce expenses: Lower expenses = lower FIRE number needed
  • Invest wisely: Low-cost index funds maximize returns over time
  • Track consistently: Use PopaDex to monitor your accounts and progress

Share Your FIRE Journey

Inspire others by sharing your financial independence goals